As a homeowner, having a reliable and affordable home warranty can give you peace of mind and save you money in the long run. If you`re considering purchasing a home warranty, it`s important to carefully review the contract to understand the coverage and limitations.
One home warranty provider that has gained popularity in recent years is Choice Home Warranty. Their service plans cover a variety of systems and appliances in your home, such as HVAC, plumbing, and kitchen appliances.
To give you an idea of what to expect from a Choice Home Warranty contract, we`ve provided a sample contract walkthrough below.
Choice Home Warranty offers two main plans: the Basic Plan and the Total Plan. The Basic Plan covers essential systems and appliances, while the Total Plan includes additional coverage for things like air conditioning and refrigerator ice makers.
Both plans have a $60 service call fee, which is due at the time of service. However, the actual cost of repairs or replacements will depend on the specific issue and whether it`s covered under your contract.
Like most home warranty providers, Choice Home Warranty has limitations on what they will cover. For example, pre-existing conditions (issues that existed before you purchased the contract) are not covered.
Additionally, there are limits on the amount they will pay for repairs or replacements. For example, the Basic Plan has a $1,500 limit on air conditioning and the Total Plan has a $2,000 limit.
It`s also important to note that Choice Home Warranty doesn`t cover damage caused by natural disasters or acts of God, such as floods or earthquakes.
If you have a covered issue in your home, you can file a claim with Choice Home Warranty. Their claims process involves:
1. Contacting Choice Home Warranty by phone or online to report the issue.
2. Choice Home Warranty will assign a contractor to diagnose the problem and provide an estimate for repairs or replacement.
3. If the issue is covered under your contract, Choice Home Warranty will coordinate with the contractor to complete the repairs or replacement.
It`s important to note that Choice Home Warranty reserves the right to deny any claim they believe is not covered under the contract.
Overall, a Choice Home Warranty contract can provide valuable coverage for your home`s systems and appliances. However, it`s important to carefully review the contract to understand the limitations and claims process.
If you`re considering purchasing a home warranty, we recommend comparing providers and plans to find the best fit for your specific needs and budget.